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Video loading, please wait ... autoplay & nbsp; play man to take the mother alive deposit Difficult forward and backward comics: Jia Qiang
After the family died, how to take the bank deposit? Recently, Ms. Sun because they can not remove the dead husband deposited bonds, while the bank to court. Because Ms. Sun and his family issued a series of proof that she and her daughter is the legitimate heir, the court bank to pay the principal and the corresponding interest.
 
Case: her husband's death to take out bonds
 
August 2004, Ms. Sun's husband, a bank in the city of 7,000 yuan to buy government bonds for a period of 5 years. May 2006,tn pas cher, Ms. Sun's husband because of the public sacrifice.
 
In August 2009, this debt expires. Ms. Sun is supposed to naturally remove the money in the bank, no one thought that eating a "cold." Bank said Ms. Sun husband to buy bonds for the behavior of no objection, but bonds issued by People's Bank of China regulations and regulations should be purchased in person draw. When people were killed when the deposit withdrawal by heir, banks do not see the heir to determine proof, you can not pay.
 
After several communications to no avail, Ms. Sun and her daughter as the plaintiff sued the bank, requiring banks to pay debt funds required 1050 yuan 7000 yuan and interest. June 23 this year, Shahekou district court accepted the case, and on July 22 in the case for a public hearing.
 
Proof: family abandon the right of inheritance
 
Ms. Sun's husband has passed away, whether this 7000 yuan bonds and interest Ms. Sun and her daughter to have, it becomes more complex, involving the issue of inheritance rights. For proof, Ms. Sun twists and turns, prepared a series of materials, including marriage certificate, child certificate, payment vouchers and other bonds,http://61.139.77.24/bbs/forum.php?mod=viewthread&tid=159674, including in particular a family give up the inheritance rights of the declaration.
 
The Court found that Ms. Sun husband purchased 7000 yuan bonds for jointly owned property. Ms. Sun's husband died in May 2006, half of the national debt should be all Ms. Sun,http://zazna.com/selection/index.php?item/create_form/1, Ms. Sun was the other half of her husband's estate,http://kmqcrl.com/bbs/forum.php?mod=viewthread&tid=382317, by their spouses, inheritance, children, parents.
 
Ms. Sun and provide proof shows that her husband's parents have died, so the other half share of the estate by the parents of children to inherit their husbands. July 10 this year, Ms. Sun husband's brothers and sisters declaration that waive the right to inherit this legacy, which is part owned by Ms. Sun agreed to inheritance rights and their daughter all.
 
According to the series of proof, the court final judgment, the case involving 7000 yuan bonds, 3500 yuan for the plaintiff Ms. Sun all, another 3500 yuan for heritage, Ms. Sun and her daughter is its legal successor, shall inherit the two banks to pay Sun Their daughter Ms. bonds 7000 yuan and 1050 yuan interest.
 
Saying: Take deposit required to produce proof of the death of the family
 
Principal amount of 7000 yuan, 1050 yuan interest, Ms. Sun and her daughter to get good hard. Go to the bank to get the money the family has passed away, is not it have these demands? Reporters visited the city a number of banks, the staff have said that if the depositors have died, especially when some people died leaving no deposit code, in accordance with the relevant provisions of the deposit after the death, the heirs have to withdraw deposits, must apply to the issued by the bank to prove their right to inheritance of effective.
 
It is understood that the certificate must be inherited by notary office, if several legal heir of the deceased split deposit without controversy or only one heir, the heir of the deceased holding certificates of deposit, proof of identity, death certificates and other related materials to the local notary office to apply for a certificate of inheritance. With such a succession certificate, bank deposits in order to withdraw or transfer procedures dead.
 
A bank staff said that this is done in accordance with the provisions of, "because the bank can not determine who is the sole heir withdrawals, if allowed to take out the money, the other heirs come to collect the money, it will have a dispute." An industry veteran lawyer says the practice of banks is understandable, "in the absence of a will, the deposit as an inheritance, banks can not arbitrarily withdraw it to any heirs, estate allocation must see proof of the force of law, the heir to withdraw these deposits . "
 
Extend
 
 
 
The elderly should explain to their children the cardholder password?
 
Elderly sudden and unexpected, resulting in serious illness of aphasia is not uncommon. Aphasia after the elderly, the most anxious family thing, in addition to medical treatment for the elderly,tiffany outlet, is that help the elderly make arrangements for the bank card business. However, some of the old man to the hospital after being diagnosed as sudden cerebral infarction or Alzheimer disease, physical deterioration, let alone remember the bank card password, and even his own wife, children can not recognize.
 
In fact, now there are a lot of elderly password, such as stock funds in the account password, pension account passwords, bank card password, and so on. These passwords are important,http://www.8liuxing.com/home.php?mod=spacecp&ac=blog&blogid=, if you can not remember the numbers, it really became a password, it is difficult to unlock. Experts say the elderly at home after a certain age, children can open password is recommended for the elderly in these accounts. Cards and passwords can be implemented in the form of separate management.
 
For example, families with children, the elderly may convene meeting to meeting minutes of the way to let the children write down the password, agreed the case of elderly people suffering from serious diseases, children, elderly people can determine their bank cards and passwords to other units to withdraw funds. This not only protects the rights of the elderly when healthy, but also to avoid the "old aphasia," or sudden Sashourenhuan caused a series of problems occur. (Newspaper Consolidation)
 
Extreme cases
 
 
 
Withdrawals are limited to stroke the old man died in the bank I
 
2013, Guangdong Gaozhou an old man unable to move because of a stroke, his son,hogan scarpe, took to the road slope Gaozhou RCCs branch withdrawals, credit unions, said the ID card does not make it to the village the certificates. Brought proof, credit unions also said to be the elderly person to the families of seriously ill elderly people will pull credit unions, but the staff still do not give. Under the stalemate, the elderly died. (Newspaper Consolidation)
 
Remind
 
 
 
I have to go through part of banking
 
In addition to handling family died deposit, in recent years, some domestic banks appear old man was "120" carried into the bank business situation. Which in the end,http://www.8264.com/home.php?mod=spacecp&ac=blog&blogid=, the bank requires must I present for it? What can the agency by others?
 
I have to apply for these services
 
● modify account information query, report the loss and the subsequent signing class of business matters etc. I need to go through, not the agency.
 
● If you forget the password needs to be reset your password, you must apply in person by himself.
 
● If you need to report the loss of bank card is lost, then whether oral or written loss report the loss, you can charge d'affaires from others. But for the subsequent loss reporting matters,http://www.astro.com/cgi/aq.cgi, such as the up card, revocation report the loss, etc., then I have to go through, not the agency.
 
● Account contracted projects due to be signed online banking, mobile banking, etc., must also be handled by himself, not the agency.
 
These services may be another agency
 
● people's daily life, the most commonly used services such as deposits and withdrawals can be agents by others.
 
● by another agency business, an agent and the two sides need to show his client's valid ID.
 
(Text characters are not his real name) Peninsula Morning, Haili Network reporter Qi Fangfang (Stringing people: Lee; trail fee: 80 yuan) prize rebellion newspaper hotline 82488888
 
Morning view
 
 
 
Good regulations require better execution
 
Old Zhang has been a very depressing.
 
Because his son to work in Dalian,hogan outlet, retired after chapter together with his wife emigrated to Dalian. Pro coastal mountains, the climate is pleasant, although the price a little high, but enough to use pension. Is the time to go to the bank to take the pension had handed in hundreds of dollars, so always thrifty old chapter heart.
 
A message by the end of July to let the old chapter glad: Take existing pension offsite new regulations, Dalian five bank next month, "handling fee."
 
Chapter excitedly rush old bank, he was the lead poured cold water. The reason is not complicated: Bank waive fees only for those marked "pension" passbook, but the old pension book chapter is marked "retirement pay."
 
The bank manager on duty called out, still Meizhe: Although banks recognize pension insurance, pension, pension, retirement pay these concepts is no different, but the provisions of the bank's only recognized "retirement."
 
So, until now, the old chapter also ask around: the same remote pensioners, why do I have to continue to pay a fee?
 
Old chapter just can not enjoy many preferential policies for the elderly receive pension offsite a member, he is also a number of banks in the face of this powerful financial institutions feel powerless in one of many customers, because her husband just died and not from banks Ms. Sun removed 7000 yuan bonds.
 
The same regulations as banks, Ms. Sun in order to ensure their own interests, the bank to court.
 
Require banks to have a reasonable, but when faced with specific problems, but also inevitably expose its limitations. In front of the bank, Ms. Sun is undoubtedly vulnerable groups.
 
If banks can be considered more as Ms. Sun,nike air max outlet, in addition to the courts,http://vegalta7.s156.xrea.com/aska/aska.cgi/roysuryo?gt, it would be no better way to resolve it?
 
The new pension provision places like cash handling fee, the mind is naturally good,http://www.gaku.x0.com/kg5ymfb4tdshu17/light.cgi, but when the actual implementation, and whether the benefit of retired people really make this policy "landing" mean?
 
It is said that Shanghai has to make a change in a bank: indeed, if verified payment fee after pensions, the return can be charged while filling places identified in the pension system in the future will no longer receive.
 
Newspaper commentator Zhang Hongjun (Source: Peninsula Morning News)
 (Edit: SN123)